Agriculture Loans
Agriculture Loans & Leases to Finance Your Farm
When you partner with Compeer Financial, you get more than an agriculture loan. You gain a partner committed to your success. We provide flexible ag financing backed by local expertise, educational resources and member benefits like patronage that support your farm or agribusiness for the long run.
Explore Our Full Range of Flexible Ag Loans
Every farm is different. That’s why we offer agriculture loan options designed to meet your operation’s needs today and into the future.
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Farmland Loans
Finance farm real estate purchases, expansions or long-term land improvements with competitive terms and flexible repayment structures.Learn More -
Farm Operating Loans
Manage cash flow, inputs and seasonal expenses with farm operating loans built around your production cycle.Learn More -
Farm Equipment & Facility Financing
Build or upgrade facilities, machinery, fleets or other infrastructure with tailored loan and leasing options.Learn More -
Livestock Loans
Flexible financing for herd expansion, breeding and inventory livestock, and working capital.Learn More -
Loans for Beginning Farmers
Specialized programs to support young and beginning farmers with flexible terms and guidance.Learn More
Farm Loan Refinancing & Interest Rate Conversions
Interest rate changes can affect your farm’s cash flow and long-term strategy. Refinancing with Compeer may help you secure competitive farm loan interest rates quickly and improve stability. And current borrowers can convert their loan rate once a year through a simple, low-cost process – just one of the many member benefits we offer.
“Compeer is not just our banker, they’re full circle. They’re competitive when it comes to lending, present in our community and supportive on our operation.” – Greg Volmer, Compeer client
Discuss Ag Financing Options
Questions about agriculture loans? Connect with a financial officer to explore the right solution for your farm.
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To qualify for an agriculture loan, lenders typically evaluate your credit history, farm financial statements, cash flow projections and collateral. We also consider your experience, management ability and long-term business plan.
Talking with a financial officer early can help you understand how to strengthen your application. -
Farm Credit institutions like Compeer are designed to serve agriculture and rural communities. Requirements generally include:
- Demonstrated involvement in agriculture
- Financial records and tax returns
- Collateral to support the loan
- Repayment capacity
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Down payment requirements vary based on loan type, financial strength and risk profile. While traditional farm loans often require equity or a down payment, programs are available for beginning farmers that may reduce upfront requirements.
If you are a young or beginning farmer, explore our Farm Forward: Loan Down Payment program for specialized options.
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Getting an agriculture loan with limited experience can be challenging, but it’s possible with the right support. Lenders will look at:
- Education or ag-related background
- Mentorship or transition plans
- Strong financial projections
- Government or beginning farmer programs
How to Get an Ag Loan
Our expert video series walks you through the process of applying for an agriculture loan and choosing the right structure.
Have questions about agriculture loans or leases?
Let’s start a conversation and build a financing strategy that supports your goals.