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Last updated: July 1, 2017
1. ACCEPTANCE OF TERMS
Welcome to compeer.com, a website provided to you (“you”) by Compeer Financial, ACA/FLCA/PCA (“us,” “we,” “our,” “Compeer,” “Compeer Financial”). All web pages displayed on the compeer.com domain or any subdomain are collectively referred to as the “Site.”
Compeer Financial may change these Terms and Conditions from time to time. If such a change is made, Compeer Financial will post the revised Terms and Conditions on the Site. Compeer Financial reserves the right to add to or change the Services offered or to cease offering any or all of the Services at any time.
The Site includes information about products and services that are offered by Compeer Financial such as loans, leases, insurance, appraisals, tax and accounting services, cash management services, consulting, and online requests for these services. The Site also provides other information, such as agricultural, home mortgage and rural li’ving articles, insights, news, calculators, tools, events, videos, whitepapers, case studies, e-books and other forms of information (“content”).
Compeer Financial offers access to Online Banking/Internet Banking services and Client Account platforms. These secure platforms require additional steps to gain access and also contain their own, separate Terms and Conditions above and beyond these Terms and Conditions. Online Banking/Internet Banking services are provided by third-party vendors.
Collectively, the provision of the information, products and services on or through the Site, including but not limited to tools, calculators, secure client portals, online banking and Internet banking services, are referred to in these Terms and Conditions as the “Services.”
3. CONTACT INFORMATION
You may contact us as follows:
4. DISCLAIMER OF WARRANTIES
THE SERVICES MAY NOT BE APPROPRIATE OR SATISFACTORY FOR YOUR USE, AND YOU SHOULD VERIFY ALL INFORMATION BEFORE RELYING ON IT. ANY DECISIONS MADE BASED ON INFORMATION CONTAINED IN THE SITE, INCLUDING INFORMATION RECEIVED THROUGH YOUR USE OF THE SERVICES, ARE YOUR SOLE RESPONSIBILITY.
THE USE OF THE SITE AND SERVICES IS SOLELY AT YOUR OWN RISK. THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPEER FINANCIAL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE SITE AND SERVICES, WHETHER EXPRESS OR IMPLIED INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. COMPEER FINANCIAL MAKES NO WARRANTY THAT THE SITE OR SERVICES WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, TIMELY, SECURE, CURRENT, ACCURATE, COMPLETE OR ERROR-FREE OR THAT THE RESULTS THAT MAY BE OBTAINED BY USE OF THE SITE OR SERVICES WILL BE ACCURATE OR RELIABLE. YOU UNDERSTAND AND ACKNOWLEDGE THAT YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY DEFECT IN OR DISSATISFACTION WITH THE SITE OR SERVICES IS TO CEASE TO USE THE SITE OR SERVICES. YOU MAY HAVE OTHER RIGHTS WHICH MAY VARY FROM STATE TO STATE.
5. EXCLUSIONS AND LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT COMPEER FINANCIAL SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA LOSS OR OTHER LOSSES (EVEN IF COMPEER FINANCIAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM: (i) THE USE OR INABILITY TO USE THE SITE OR SERVICES, (ii) THE COST OF PROCUREMENT OF ANY SUBSTITUTE GOODS AND/OR SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES OBTAINED OR WHICH YOU WERE UNABLE TO OBTAIN OR TRANSACTIONS EFFECTED OR FAILED TO BE EFFECTED, (iii) ANY LINK PROVIDED IN CONNECTION WITH THE SERVICES, (iv) YOUR RELIANCE ON ANY OF THE SERVICES, (v) THE INTERRUPTION, SUSPENSION, TERMINATION OF ANY SERVICES HEREUNDER, OR (vi) ANY MATTER OTHERWISE RELATED TO YOUR USE OF THE SITE OR SERVICES. IN NO EVENT SHALL COMPEER FINANCIAL’S LIABILITY TO YOU RELATING TO YOUR USE OF THE SITE AND/OR SERVICES EXCEED $100.
6. DISCLAIMER OF CONTENT
You understand and agree that all information, data and other material provided in connection with the Site and Services is the responsibility of the person or entity providing such Content. You understand and acknowledge that Compeer Financial assumes no responsibility to screen or review Content provided as part of the Services. Compeer Financial shall have the right, but not the obligation, in its sole discretion to refuse, monitor or remove any Content that is available on the Site or through use of the Services. Compeer Financial expressly disclaims all responsibility or liability to you or any other person or entity for the performance or nonperformance of Content review. YOU ACKNOWLEDGE AND AGREE THAT YOU ASSUME ALL RISK ASSOCIATED WITH THE USE OF ANY AND ALL CONTENT.
7. NO RESALE OF SERVICES
You agree to use the Services solely to accommodate your own needs and not to offer the Services to any third party. You may not use or exploit any portion of the Site or Services to provide any commercial services to third parties.
You agree to hold harmless and indemnify Compeer Financial and its affiliates, officers, directors and employees from and against any and all third-party claims, demands, proceedings and any losses, liabilities, damages, costs, payments and expenses, including reasonable attorneys’ fees, costs and expenses arising out of, directly or indirectly, your use of the Site or Services including, without limitation (a) any Content thereon, and (b) any use of the Site or Services that violates the Terms and Conditions.
10. TRADEMARK INFORMATION
“Compeer Financial” is in the process of being trademarked owned by Compeer Financial. Other trademarks are used with the permission of their respective owners. You agree not to use or display trademarks without the prior written consent of Compeer Financial or the owner of such mark. Any rights not expressly granted herein are reserved.
11. COPYRIGHT INFORMATION
Compeer Financial reserves the right to terminate your use of the Services in appropriate circumstances if you infringe upon the intellectual property rights of any third party. Pursuant to the Digital Millennium Copyright Act of 1998, 17 U.S.C. 512(c)(2), Compeer Financial’s designated agent for notice of alleged copyright infringement in connection with the Site is currently being registered.
To file a notice of infringement with Compeer Financial, the requirements specified in Title II of the Digital Millennium Copyright Act of 1998 must be fulfilled. The text of this statute can be found at the U.S. Copyright Office website, located at http://lcweb.loc.gov/copyright.
12. JURISDICTION AND VENUE
You and Compeer Financial agree that this Agreement and the relationship between you and Compeer Financial will be governed by the laws of the State of Wisconsin without respect to its conflict of laws provisions and that venue with respect to any dispute between you and Compeer Financial will rest exclusively in the courts of Dane County, Wisconsin, and the federal court for the District Court of the Western District of Wisconsin.
The Terms and Conditions constitute the entire agreement between you and Compeer Financial and govern your use of the Site and Services. There is no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and Compeer Financial. You also may be subject to additional terms and conditions that may apply when you use third-party content or services available through the Site or Services. If any provision of the Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Terms and Conditions, which shall remain in full force and effect. The failure of Compeer Financial to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or condition. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the Site, Services or the Terms and Conditions must be filed within one year after such claim or cause of action arose. The section titles of the Terms and Conditions are merely for convenience and will not have any effect on the substantive meaning of this Agreement.
Terms and Conditions of Service dated July 1, 2017.
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