From alfalfa to zucchini, you can get coverage for your specialty crops. It works similarly to multi-peril crop insurance. It's an easy, affordable way to protect your business.
If you are a grower or wholesaler of nursery plants, protect your business with nursery insurance. Your coverage will include common nursery crops grown in Illinois, Minnesota and Wisconsin such as trees, shrubs, perennials, annuals and fruit trees.
As with most crop insurance, you'll get protection against damage due to weather, fire, wildlife, uncontrollable diseases and insects. In addition, protect the value of unmarketable plants affected by a failed irrigation water supply or power supply as a result of natural causes.
Protect an established stand of alfalfa, alfalfa/grass mixture or red clover against yield loss due to adverse weather, including winter kill, fire, wildlife damage, plant disease or insect damage.
Whole Farm Revenue Protection provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide.
Margin Protection provides you coverage against an unexpected decrease in your operating margin (revenue less input costs). Margin Protection is area-based, using county-level estimates of average revenue and input costs to establish the amount of coverage and indemnity payments. To the extent that the average margin for a county is lower than expected, due to a decrease in revenue and/or an increase in input costs, Margin Protection will cover a portion of that shortfall.
The Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your pasture, rangeland or forage acres. Based on precipitation, according to the Rainfall Index, this program is designed to give you the ability to buy insurance protection for losses of forage produced for grazing or harvested for hay, which result in increased costs for feed, destocking, depopulating or other actions.
Price Flex supplements an existing MPCI policy and allows greater flexibility in marketing crops with added protection from fluctuating prices. Currently offered on soybeans, corn and wheat, Price Flex provides you with additional discovery period options not available under existing MPCI coverage.
Enterprise Plus is a supplemental crop insurance product used in conjunction with individual Yield Protection (YP), Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RP-HPE) policies.
Multiple Price Discovery, offered for corn and soybeans for grain, supplements an existing MPCI policy and allows you to add extra discovery period months to capture a higher projected price.
Revenue Net is a look-back pricing product that supplements an existing MPCI policy by allowing you to purchase a known price based on two-week pricing intervals beginning July 1 of the prior year.