Patronage

It pays to be a member-owner

See the value of Compeer membership on your balance sheet when we put cash back in your hands. Our patronage program regularly returns a portion of earnings back to cooperative member-owners (that’s anyone who finances their hopes and dreams with us).

Borrowing from a cooperative means you get to share in our success, essentially lowering your cost of borrowing funds. The cash we give back benefits the farmers, their families and the communities where that money is recirculated.

As a cooperative member-owner, you also have access to exclusive benefits. We’re here to support your overall well-being, farm and family even after loan closing.

In 2024, Compeer Financial is returning $185 million back to member-owners. Individual patronage payouts are based on the business member-owners do with us in the prior year. Use your patronage however you want: pay down your loan, make new investments or take a long-awaited vacation.

Want to receive patronage dollars faster, without the hassle of a physical check? 

Get business done when and how you want with a convenient direct deposit option for patronage delivery.

Two easy ways to sign up for patronage direct deposit:

Log into your MyCompeer Account, navigate to Tools & Forms and select Patronage Payout Preferences

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Call our Contact Center for assistance at (844) 426-6733

Make this election one month prior to patronage payouts (Jan. 1 for February and July 1 for August) to receive your share the way you want it.

Don’t have a MyCompeer account?

Enroll for secure, 24/7 access to account information and documents, exclusive member-owner benefits and more.

*Patronage allocations, redemptions and payments remains at the discretion of the Board of Directors based on a combination of factors including the risk in our portfolio, earnings and current capital position.